Can Identity Theft Happen To You?

Are you a frequent internet shopper, browsing such sites as eBay, Amazon, and Buy.com? If so, you could be at greater risk for identity theft than someone who shops at a brick and mortar store. Because your credit card information is transferred over a secure connection, you assume it is safe and you have nothing to worry about. The simple truth is that any hacker worth their salt can crack this SSL encryption and retrieve your credit card number if they have a mind to do so. In fact, it’s happened in the past.

This is why it’s so important to have some form of identity protection, as you’ll never need to worry about identity theft and robbery again. There are many different identity theft protection services on the web, but the most popular of these are Lifelock, TrustedID, and ProtectMyID. Each of these services offers comprehensive protection which will allow you to protect your credit cards and numbers while you shop online. If you’re not shopping online, these services can still protect you as brick and mortar stores still have to transmit your credit card number across a connection.

These services have been around for many years now and offer a wide array of features, but the one outstanding feature which all three have in common is the $1 million dollar insurance guarantee. This guarantee states that if you are ever the victim of identity theft while you are a customer of any of these three services, you will receive up to $1 million dollars in funds to help pay for any fees or costs associated with reclaiming your identity. This works in your favor, as you’ll not have any out of pocket costs if you are ever the victim of identity theft.