Are you a frequent internet shopper, browsing such sites as eBay, Amazon, and Buy.com? If so, you could be at greater risk for identity theft than someone who shops at a brick and mortar store. Because your credit card information is transferred over a secure connection, you assume it is safe and you have nothing to worry about. The simple truth is that any hacker worth their salt can crack this SSL encryption and retrieve your credit card number [Read More]
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The Growing Trend
Identity theft is a growing problem in our country and occurs far too often, once every two seconds in fact. With the increasing advancement of technology, identity theft is a crime that is becoming easier and easier to commit. Criminals today can gain access to our private personal information. This includes social security number, credit card number, driver’s license number, date or place of birth, and more. This information is then used to for the personal and financial gain of these criminals at our expense. The result includes a lot of money and time lost, tarnished credit, personal and financial stress, and even legal consequences.
Preventative Measures
Protecting yourself against identity theft is a full-time job. While there is no foolproof way for you to protect yourself alone, you can take some preventative steps to decrease your chances of falling victim to this rising crime.
Never divulge any information over the phone: One of the most common ways a predator will steal your information is by tricking you into giving out your personal information on the telephone. They will call you pretending to be your bank, utility service, or other establishment that you do business with. They will ask you to confirm basic details about your identity without you even raising an eyebrow. Even legitimate calls can become intercepted and monitored. For these reasons, it is important to never give out your identifying via telephone.
Keep your computer secure: Many criminals will install software and other devises onto your computer that will track your every move. Be sure to regularly run virus scans to keep malicious software free from your computer.
Destroy all receipts containing your information: Identity thieves will go so far as to dumpster dive to get a hold of your information. While you can’t prevent this from happening at businesses that may have your information, you can prevent it from happening with your trash. Completely shred any identifying information before discarding it.
Check your bank and credit transactions regularly: By checking your accounts, you will be able to notice anything suspicious. This doesn’t prevent the identity theft from occurring, but it does help you catch it early so that less damage is inflicted.
Immediately report anything suspicious: A great deal of damage can occur within the first week your identity is stolen. This is why it is important to report anything suspicious right away in order to minimize your expense.
Choosing a Professional Identity Theft Protection Service
A professional identity theft protection service is the only way you can get optimal security protection. These companies make protecting you their full time job. The risk of becoming a victim of identity theft is greatly reduced when you use a service. In the rare event that your identity is stolen, a service will recognize it quicker and their recovery services will help you, taking all the grunt work out. With the vast number of services out there, it is easy to become confused about which service is best. This is why you can utilize the detailed ratings and reviews from this website to help you choose which service best meets your individual needs.